Terms & conditions of SettleMatch

1. Identification and acceptance

These Terms and Conditions govern access to and use of SettleMatch, a platform that lets companies and finance teams connect their payment sources, sync transactions into a common ledger and reconcile them through configurable rules.

By accessing or using SettleMatch, the user accepts these Terms and Conditions. If they do not agree, they must refrain from using the platform.

SettleMatch is a product of Rossol. Use of SettleMatch is governed by these terms; Rossol's general terms apply on a complementary basis and, in the event of conflict, these terms prevail.

The service owner is:

• Owner: SettleMatch
• Contact: contacto@settlematch.com

2. Description of the service

SettleMatch allows, among other features:

• Connecting payment sources (gateways, processors, banks and merchants) via webhook, periodic polling or manual file upload.
• Syncing and normalizing transactions from all sources into a common ledger.
• Defining reconciliation profiles with matching rules, tolerances and fee handling.
• Reviewing and resolving exceptions that do not match automatically.
• Exporting the reconciliation result for accounting or close.

3. Responsibility for the data and its reconciliation

The user of SettleMatch is responsible for the sources they connect, the reconciliation rules they configure and the accounting or financial decisions they make based on the results.

SettleMatch is a tool for syncing and reconciling transactions; it does not provide accounting, tax or financial advice. The validity and sufficiency of the reconciliation for each purpose rest with the user.

4. Acceptable use

The user undertakes to:

• Use the platform in accordance with the law and good faith.
• Connect only data sources for which they have legitimate authorization.
• Safeguard their credentials and the connection keys to their sources, and not share them.
• Not carry out actions that could damage, overload or compromise the security of the service.

5. Service availability

SettleMatch strives to keep the service available and up to date, but does not guarantee uninterrupted operation. The service may be temporarily suspended for maintenance or for reasons beyond our control.

No liability is assumed for damages arising from interruptions, technical failures, unavailability of connected sources or loss of availability, except where applicable law requires it.

6. Data protection

The processing of personal data is governed by the Privacy Policy, which details the purposes, legal basis, retention periods and how to exercise rights.

When the user uses SettleMatch to process data from their operations that contains personal data, they act as data controller and SettleMatch as processor, under the terms set out in the corresponding processing agreement.

7. Amendments

SettleMatch may amend these Terms and Conditions to adapt them to regulatory or service changes. The applicable version is the one published on this page, and the date of the latest revision is shown at the top of the document.

8. Governing law and jurisdiction

These Terms and Conditions are governed by Spanish law. For the resolution of any dispute, the parties submit to the courts and tribunals with jurisdiction under applicable law.